EPSTEIN
page 4 / 388 . OCR, unverified
with the banks participating in IDP will be allocated among such banks in a manner described in the IDP Terms
and Conditions.
18. Credit Information and Investigation. Client authorizes DBSI and Pershing to obtain reports concerning Client's
credit standing and business conduct at their discretion without notifying Client. Client also authorizes DBSI to share
among service providers (as set forth herein) and DBSI Affiliates such credit-related and business conduct
information and any other confidential information 0851, Deutsche Bank AG and such Affiliate(s) may have about
Client and Client's Account, in accordance with DBSI's Privacy Policy and Applicable Law. DBSI and Pershing will
provide Client with a copy of each of their Privacy Policies shortly after execution by Client of this Agreement. Client
may request a copy of Client's credit report, and upon request DBSI will identify the name and address of the
consumer reporting agency that furnished it.
19. Confirmations, Statements and Other Communications. Client agrees to notify DBSI in writing, within ten (10) days
after transmittal to Client of a confirmation, of any objection Client has to any transaction in Client's Account(s). In
the absence of such written notification, Client agrees that all transactions in Client's Account(s) will be final and
binding. Client understands objections must be directed to the Branch Supervisor in writing, at the address on
Client's account statement or confirm. For more information on how confirmations and account statements are
delivered, please refer to the Appendix to this Account Agreement.
20. Recording Conversations. Client consents to DBSI recording any or all telephone calls with Client.
21. Joint Accounts.
a. Unless Clients specify "tenants in common" or "community property," Clients authorize DBSI to designate a joint
account as "joint tenants with right of survivorship,' or as "tenants by the entireties" if Clients are married and
reside in a state that recognizes said designation for personal property. Clients agree that joint accounts will be
carried by DBSI on Pershing's books in the form reflected by the Account name appearing on the account
statement. In the event that the Account is a joint tenancy with right of survivorship or a tenancy by the
entireties, the entire interest in the joint Account shall be vested in the survivor or survivors on the same terms
and conditions as before the death. The survivors and the estate of the deceased Accountholder will indemnify
0851 for any loss incurred through treatment of the Account as provided herein.
b. Clients agree that each party to the joint account shall have authority to deal with OBS' as if each were the sole
Account owner, all without notice to the other Account owner(s). Clients agree that notice to any Account owner
shall be deemed to be notice to all account owners. Each Account owner shall be jointly and severally liable for
this Account. DBSI may follow the instructions of any owner concerning this Account and make deliveries to any
owner, of any or all property and payment, even if such deliveries and/or payments shall be made to one owner
personally and not to all of the Account owners. DBSI shall be under no obligation to inquire into the purpose of
any such demand for delivery of securities or payment and shall not be bound to see to the application or
disposition of the securities and/or monies so delivered or paid to any Account owner. Notwithstanding the
foregoing, DBSI may require joint action by all account owners with respect to any matter concerning the
account, including the giving or cancellation of orders and the withdrawal of monies, Securities and Other
Property. In the event DBSI receives conflicting instructions from any owner, it may in its sole discretion: (a)
follow any such instructions, (b) require written or verbal authorization of both, all or any owner before acting on
the instructions from any one owner, (c) send the assets of the Account to the address of the account, or (d) file
an interpleader action in an appropriate court to let the court decide the dispute.
13.AVVW0196
012145 032813
CONFIDENTIAL — PURSUANT TO FED. R. CRIM. P. 6(e)
DB-SDNY-0104182
CONFIDENTIAL
SONY GM_00250388
EFTA01448973
--- SOURCE: IMAGES__0074__EFTA01448974.txt ---
METADATA_SOURCE: IMAGES0074
METADATA_FILENAME: EFTA01448974.pdf
----------------------------------------
IV. TAX ELECTION/DECLARATION OF TAX STATUS
This Account Agreement is designed for use by both U.S. Persons and Non-U.S. Persons. Please check the box next to the applicable item below.
Client certifies that Client will notify OBS, in writing immediately if the representation certified to below ceases to be true and correct.
1.O U.S. Citizen or U.S. Resident Alien
Form W9
Substitute
Request for Taxpayer Identification Number and Certification
usiness name/disregarded entity name, d different from above
appropriate box for federal tax classification (require